{"id":23811,"date":"2026-04-10T01:46:24","date_gmt":"2026-04-10T01:46:24","guid":{"rendered":"https:\/\/nft.runfyers.com\/index.php\/2026\/04\/10\/xrp-price-prediction-senates-april-clarity-act-could-decide-xrps-next-move\/"},"modified":"2026-04-10T01:46:24","modified_gmt":"2026-04-10T01:46:24","slug":"xrp-price-prediction-senates-april-clarity-act-could-decide-xrps-next-move","status":"publish","type":"post","link":"https:\/\/nft.runfyers.com\/index.php\/2026\/04\/10\/xrp-price-prediction-senates-april-clarity-act-could-decide-xrps-next-move\/","title":{"rendered":"XRP Price Prediction: Senate\u2019s April CLARITY Act Could Decide XRP\u2019s Next Move"},"content":{"rendered":"<p><\/p>\n<div>\n<p><span style=\"font-weight: 400;\">A study from the White House, released on April 8, may have shifted the landscape of the debate surrounding the <\/span><a href=\"https:\/\/nftevening.com\/clarity-act-stablecoin-nft-impact\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener\">CLARITY Act<\/a><span style=\"font-weight: 400;\">, just before the Unite State (U.S.) Senate enters a critical review phase later this month, while<\/span> <a href=\"https:\/\/nftevening.com\/ripple-treasury-swift-partner-xrp-ecosystem-meaning\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">XRP<\/span><\/a><span style=\"font-weight: 400;\"> is trading around $1.33.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The report argues that banning <\/span><b>stablecoin yields<\/b><span style=\"font-weight: 400;\"> offers almost no significant benefit to the banking system, which could help remove a major hurdle for the CLARITY Act\u2014an element the market assesses as having the potential to dictate XRP\u2019s next trend.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_April_Window_That_Could_Move_XRP\"\/><b>The April Window That Could Move XRP<\/b><span class=\"ez-toc-section-end\"\/><\/h2>\n<p><span style=\"font-weight: 400;\">April 2026 is being viewed as a pivotal period for the CLARITY Act in the U.S. Senate.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Following the Easter break, which ends on April 13, the <\/span><b>Senate Banking Committee<\/b><span style=\"font-weight: 400;\">, chaired by Tim Scott, is expected to conduct a discussion and <\/span><b>markup session<\/b><span style=\"font-weight: 400;\"> for the bill in the second half of this month. If progress goes smoothly, the bill could be brought to a full Senate vote as early as May.<\/span><\/p>\n<div id=\"attachment_161878\" style=\"width: 2398px\" class=\"wp-caption alignnone\"><noscript><\/noscript><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-161878\" class=\"lazyload size-full wp-image-161878\" src=\"https:\/\/nftevening.com\/wp-content\/uploads\/2026\/04\/Screenshot-2026-04-10-at-08.38.14.png\" alt=\"CLARITY Act House Vote Results in 07\/2025\" width=\"2388\" height=\"1146\"\/><\/p>\n<p id=\"caption-attachment-161878\" class=\"wp-caption-text\">CLARITY Act House Vote Results in 07\/2025. Source: Congress.gov<\/p>\n<\/div>\n<p><span style=\"font-weight: 400;\">The bill was previously passed by the U.S. House of Representatives in July 2025 with a <\/span><b>294\u2013134 vote<\/b><span style=\"font-weight: 400;\">, while a separate version was also passed by the Senate Agriculture Committee in January 2026. However, progress in the Senate has remained stalled as parties required more time to discuss various policy aspects.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Legislative experts warn that if the CLARITY Act does not clear the committee in April, the likelihood of it being signed into law in 2026 will drop sharply, as the U.S. Congress prepares to enter the midterm election cycle. This makes the \u201cApril window\u201d a decisive moment.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"A_Key_Obstacle_May_Be_Fading\"\/><b>A Key Obstacle May Be Fading<\/b><span class=\"ez-toc-section-end\"\/><\/h2>\n<p><span style=\"font-weight: 400;\">The biggest obstacle to the CLARITY Act is believed to be the conflict of interest between the traditional banking industry and the crypto industry regarding stablecoin yields.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Banks fear that allowing interest-bearing stablecoins will erode deposits, while crypto companies argue this is a necessary feature for competition and expanding applications.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, a recent <\/span><a href=\"https:\/\/www.whitehouse.gov\/research\/2026\/04\/effects-of-stablecoin-yield-prohibition-on-bank-lending\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"nofollow external noopener noreferrer\"><span style=\"font-weight: 400;\">21-page report<\/span><\/a><span style=\"font-weight: 400;\"> from the <\/span><b>The Council of Economic Advisers<\/b><span style=\"font-weight: 400;\"> (CEA) released on April 8 provided notable conclusions. The report suggests that banning stablecoin yields would only increase total bank lending by approximately <\/span><b>$2.1 billion<\/b><span style=\"font-weight: 400;\"> (equivalent to 0.02%), an insignificant level for the overall financial system. Conversely, such a ban could cause a welfare loss of about <\/span><b>$800 million<\/b><span style=\"font-weight: 400;\"> for consumers due to the loss of profitable investment options.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The research team also emphasized that the majority of stablecoin reserve assets remain within the banking system or U.S. Treasury bonds; therefore, concerns regarding capital outflows from banks are unfounded.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, a deal is gradually taking shape in the Senate. Previously, <\/span><a href=\"https:\/\/nftevening.com\/clarity-act-stablecoin-nft-impact\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Senators Thom Tillis and Angela Alsobrooks<\/span><\/a><span style=\"font-weight: 400;\"> reached a preliminary consensus, proposing a ban on passive yields while still allowing rewards linked to the use of stablecoins in payments.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_This_Matters_for_XRP\"\/><b>Why This Matters for XRP<\/b><span class=\"ez-toc-section-end\"\/><\/h2>\n<p><span style=\"font-weight: 400;\">The CLARITY Act is not just a bill on market structure; it could also shape how digital assets are classified between the U.S. Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For XRP, this is particularly important. After years of being entangled in legal disputes with the SEC, XRP has recently seen signals of being viewed as a \u201c<\/span><b>digital commodity<\/b><span style=\"font-weight: 400;\">\u201d in coordination frameworks between the two regulatory agencies in March 2026.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If the CLARITY Act is passed, it could formalize this classification, thereby removing much of the \u201cregulatory overhang\u201d\u2014the factor that has stifled participation from major financial institutions in XRP.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this context, XRP is considered one of the most sensitive assets to the bill\u2019s outcome, as its direction is directly tied to how the U.S. defines the boundaries between securities and commodities in the crypto market.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"XRP_Price_Outlook_Hinges_on_a_Binary_Outcome\"\/><b>XRP Price Outlook Hinges on a Binary Outcome<\/b><span class=\"ez-toc-section-end\"\/><\/h2>\n<p><span style=\"font-weight: 400;\">XRP\u2019s short-term price outlook is heavily dependent on the results of the CLARITY Act.<\/span><\/p>\n<div id=\"attachment_161873\" style=\"width: 2162px\" class=\"wp-caption alignnone\"><noscript><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-161873\" class=\"size-full wp-image-161873\" src=\"https:\/\/nftevening.com\/wp-content\/uploads\/2026\/04\/xrp-price.jpg\" alt=\"XRP price chart (1H)\" width=\"2152\" height=\"1394\"\/><\/noscript><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-161873\" class=\"lazyload size-full wp-image-161873\" src=\"https:\/\/nftevening.com\/wp-content\/uploads\/2026\/04\/xrp-price.jpg\" alt=\"XRP price chart (1H)\" width=\"2152\" height=\"1394\"\/><\/p>\n<p id=\"caption-attachment-161873\" class=\"wp-caption-text\">XRP price chart (1H). Source: TradingView<\/p>\n<\/div>\n<h3><span class=\"ez-toc-section\" id=\"Bull_case_Regulatory_clarity_unlocks_capital\"\/><b>Bull case: Regulatory clarity unlocks capital<\/b><span class=\"ez-toc-section-end\"\/><\/h3>\n<p><span style=\"font-weight: 400;\">If the bill passes the Senate, the market may view this as a clear confirmation of XRP\u2019s legal status in the U.S.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this scenario, institutional capital inflows could increase significantly, especially if expectations for an ETF or XRP-related financial products are bolstered. Some market estimates suggest that billions of dollars in cash flow could be \u201cunlocked\u201d once regulatory barriers are removed.<\/span><\/p>\n<div id=\"attachment_161874\" style=\"width: 1740px\" class=\"wp-caption alignnone\"><noscript><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-161874\" class=\"wp-image-161874 size-full\" src=\"https:\/\/nftevening.com\/wp-content\/uploads\/2026\/04\/polymarket-act.png\" alt=\"Clarity Act signed into law in 2026\" width=\"1730\" height=\"912\"\/><\/noscript><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-161874\" class=\"lazyload wp-image-161874 size-full\" src=\"https:\/\/nftevening.com\/wp-content\/uploads\/2026\/04\/polymarket-act.png\" alt=\"Clarity Act signed into law in 2026\" width=\"1730\" height=\"912\"\/><\/p>\n<p id=\"caption-attachment-161874\" class=\"wp-caption-text\">Clarity Act signed into law in 2026. Source: Polymarket<\/p>\n<\/div>\n<p><span style=\"font-weight: 400;\">The price of XRP could then recover to the <\/span><b>$1.60\u2013$1.80<\/b><span style=\"font-weight: 400;\"> range in the short term, based on the re-pricing of the asset according to lower risk levels. Data from the prediction platform Polymarket currently shows the probability of the bill passing in 2026 hovering around <\/span><b>56-70%<\/b><span style=\"font-weight: 400;\">, reflecting relatively positive market expectations.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Bear_case_Delays_extend_uncertainty\"\/><b>Bear case: Delays extend uncertainty<\/b><span class=\"ez-toc-section-end\"\/><\/h3>\n<p><span style=\"font-weight: 400;\">Conversely, if the CLARITY Act continues to be <\/span><b>delayed or fails <\/b><span style=\"font-weight: 400;\">to pass the Banking Committee in April, a negative scenario could unfold.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The lack of legal clarity will continue to keep large institutions on the sidelines, while weakening market sentiment could pull the XRP price down to the $1.20 range or lower, potentially even toward <\/span><b>$0.80<\/b><span style=\"font-weight: 400;\"> if selling pressure intensifies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Therefore, if the bill is not pushed forward before the summer, the likelihood of it being delayed until the next legislative cycle is very high due to the influence of the midterm elections.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Comes_Next_for_XRP\"\/><b>What Comes Next for XRP<\/b><span class=\"ez-toc-section-end\"\/><\/h2>\n<p><span style=\"font-weight: 400;\">In the coming weeks, market attention is focused on the progress of the CLARITY Act in the U.S. Senate, particularly the markup session expected to take place after April 13.<\/span><\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Congress has spent the better part of half a decade trying to pass a framework to onshore the future of finance.<\/p>\n<p>It is time for <a href=\"https:\/\/twitter.com\/BankingGOP?ref_src=twsrc%5Etfw\" data-wpel-link=\"external\" target=\"_blank\" rel=\"nofollow external noopener noreferrer\">@BankingGOP<\/a> to hold a markup and send the CLARITY Act to President Trump\u2019s desk.<\/p>\n<p>Senate time is precious, and now is the time to act.<\/p>\n<p>\u2014 Treasury Secretary Scott Bessent (@SecScottBessent) <a href=\"https:\/\/twitter.com\/SecScottBessent\/status\/2042211752767562054?ref_src=twsrc%5Etfw\" data-wpel-link=\"external\" target=\"_blank\" rel=\"nofollow external noopener noreferrer\">April 9, 2026<\/a><\/p>\n<\/blockquote>\n<p><span style=\"font-weight: 400;\">Beyond legislative developments, signals from the White House and the Treasury Department are also playing a major role. Treasury Secretary <\/span><b>Scott Bessent <\/b><span style=\"font-weight: 400;\">has recently repeatedly emphasized the necessity of the bill to bring \u201cstability and peace of mind\u201d to the market, while viewing stablecoins as a strategic tool to strengthen the position of the USD.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Intermediaries such as Coinbase are reportedly working toward a deal on the stablecoin yield issue, indicating that the potential for political consensus is growing.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At this point, XRP\u2019s price movement may depend less on technical factors or market cycles and more on how Washington resolves internal conflicts over crypto regulation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If the CLARITY Act clears its final hurdle in April, XRP could enter a new phase with higher adoption from institutions. Conversely, any delay could prolong the state of uncertainty\u2014a factor to which the market typically responds by pricing in higher risk.<\/span><\/p>\n<\/div>\n<p><script async src=\"\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><br \/>\n<br \/><a href=\"https:\/\/nftevening.com\/senate-clarity-act-xrp-price-prediction\/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=senate-clarity-act-xrp-price-prediction\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A study from the White House, released on April 8, may have shifted the landscape of the debate surrounding the CLARITY Act, just before the Unite State (U.S.) Senate enters a critical review phase later this month, while XRP is trading around $1.33. The report argues that banning stablecoin yields offers almost no significant benefit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23812,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[9],"tags":[21],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/nftevening.com\/wp-content\/uploads\/2026\/04\/0904.jpg","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/nft.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/23811"}],"collection":[{"href":"https:\/\/nft.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nft.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nft.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nft.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=23811"}],"version-history":[{"count":0,"href":"https:\/\/nft.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/23811\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nft.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/23812"}],"wp:attachment":[{"href":"https:\/\/nft.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=23811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nft.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=23811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nft.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=23811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}